Watseka Mutual Insurance Company
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Serving Our Policyholders Since 1890
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The Farm-Mate policy provides a wide range of quality protection for your farm. Your dwelling and its contents can be insured, as well as farm structures, farm equipment, livestock, grain, leased equipment, recreational vehicles, and much more.  The Farm-Guard policy provides outstanding liability protection and many additional options are available which include coverage for custom farming, custom feeding, business activities, and much more. Farms come in all different sizes and Watseka Mutual Insurance can offer a policy to fit your needs.


Our homeowner's policy provides quality protection for your home. It includes coverage for losses occurring to your home, its contents, and additional living expenses, as well as liability coverage. Whether you have a new or older home, Watseka Mutual can provide great service at a competitive price. Optional coverages are available to customize the policy to meet your needs.

Builder's Risk

If you're building a new home in town or in the country, Watseka Mutual offers a policy to cover you while it's being built.


Our Renter's insurance policy provides replacement cost protection for personal contents of an insured living in an apartment or rental home. It also provides personal liability coverage. It is valuable coverage at a reasonable price.

Rental Dwellings

The Dwelling policy provides protection to landlords who rent town or rural dwellings to others. This policy provides coverage for the dwelling, other structures, and loss of rents.

Inland Marine (Scheduled Personal Property)

An Inland Marine policy can cover a range of items such as jewelry, cameras, musical instruments, medical equipment, fine arts, collectibles, and guns, no matter where they are located.

Equipment Breakdown for Homes and Farms

This very affordable coverage can fill the gap by covering a range of essential home equipment. On the farm, it can pay for equipment repair or replacement, loss of business income, perishable goods, and related expenses. Equipment Breakdown coverage is essential as farmers take advantage of emerging technology.
Insured with Grinnell Mutual
Insured with Grinnell Mutual
Insured with Grinnell Mutual